Terms of Service
Last updated: February 2026
1. Agreement
By using Stepay ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
2. Description of Service
Stepay facilitates the purchase and sale of Stellar Lumens (XLM) and USDC using mobile money. We connect you with the Stellar network and supported mobile money providers in your region.
3. Eligibility
You must be at least 18 years old and have a valid mobile money number in a supported region to use the Service.
4. Risks
Cryptocurrency transactions involve risk. Prices can fluctuate. You are solely responsible for your transactions and for securing your wallet credentials.
5. Limitation of Liability
Stepay is provided "as is". We are not liable for any losses arising from your use of the Service, including but not limited to transaction failures, network issues, or price changes.
6. Contact
For questions about these Terms, contact us through the support channels provided in the app.